The arrangement of working capital financing forms a back bone of almost all organizations large or small and is a very crucial activity that requires continuous attention because working capital is the money which keeps the day to day business operations smooth. Without appropriate and sufficient working capital financing, a firm may get into troubles.

Insufficient working capital may result in non-payment of certain dues on time. Inappropriate mode of financing would result in loss of interest which directly hits the profits of the firm.

We assist in arranging Working capital facilities comprising Letter of Credit, Bank Guarantee, Performance Bonds, Performance Guarantees, Cash Credit, Bank Overdraft, Short term & Unsecured loans etc at the best commercial terms.

Factoring
Factoring is an arrangement whereby a business sells all or selected accounts payables to a third party at a price lower than the realizable value of those accounts. The third party here is known as the ‘factor’ who provides factoring services to business. The factor would not only provide financing by purchasing the accounts but also collects the amount from the debtors. Factoring is of two types – with recourse and without recourse. The credit risk of non-payment by the debtor is borne by the business in case of with recourse and it is borne by the factor in the case of without recourse.